Help & Guides

Categorizing, splitting and tagging transactions

Reorganize any transaction to match how you think about your money — change its category, split it across multiple purposes, or add tags — without touching your bank's data.

Tagging internal transfers

When you move money between your own accounts, Wise Penny links both sides so the transfer doesn't count as spending or income.

Rules

Automate repetitive categorization and tagging — describe a pattern once and the system applies it to every matching transaction going forward.

Budgets and goals

Set monthly spending caps and savings targets, then ask your assistant how you're tracking against them.

Guided workflows

Four sessions you can run with a single slash command — set things up, review a month, check in, or review your categories.

Automated spend monitoring

Set up scheduled tasks in Claude or ChatGPT to watch for recurring charges, unusual transactions, and low balances.

Refresh your AI assistant's tools list

Pick up newly released Wise Penny tools, or fix a tool that's missing or out of date, by refreshing the connector in your AI assistant.