Wise PennySign in
All guides

Connect ChatGPT

Connect OpenAI's ChatGPT to your Wise Penny account so it can analyze your spending, spot patterns, and answer questions about your finances.

Before you start

  • You need a Wise Penny account with at least one bank account connected.
  • You need a ChatGPT Plus, Pro, or Team subscription (MCP connections require a paid plan).
1

Open Apps settings

Open chatgpt.com. Click your profile picture in the top-right corner, then select Settings. In the Settings panel, click Apps in the left sidebar, then click Advanced settings.

Step 1: Open Apps settings
2

Enable Developer mode

Turn on the Developer mode toggle, then click Create app at the top.

Step 2: Enable Developer mode
3

Create the Wise Penny app

Fill in the form:

  • Name: Wise Penny
  • MCP Server URL: https://www.wisepenny.app/api/mcp
  • Authentication: OAuth

Check the I understand and want to continue box, then click Create.

Step 3: Empty New App form
Step 3: Filled New App form
4

Authorize access

A Wise Penny authorization page will open in your browser. Review the permissions and click Authorize to grant ChatGPT read-only access to your circles.

You can revoke access any time from your AI Apps page.

Step 4: Authorize access
5

Start asking questions

You're all set. Start a new chat and try something like:

“What are my biggest recurring expenses?”

ChatGPT may ask you to confirm using the Wise Penny tools the first time. Click Allow to proceed. See the FAQ for more examples of what you can ask.