Connect your AI to Wise Penny

Wise Penny is a remote MCP server. Connect Claude, ChatGPT, or any MCP-compatible assistant and ask real questions about your money — over a secure sign-in, with no API keys or client IDs to paste.

Wise Penny reads your finances. It does not move money. Connecting an assistant gives it a read-only window into your accounts — there is no capability to transfer, send, or withdraw.

Add the connector

In Claude Code, run this one line. You’ll be sent to sign in to Wise Penny once, then the tools appear automatically.

Claude Code

claude mcp add --transport http wisepenny https://www.wisepenny.app/api/mcp

Using Claude Desktop, ChatGPT, VS Code, or another MCP client? Add a custom connector and paste this URL — the sign-in flow is the same.

Remote MCP URL

https://www.wisepenny.app/api/mcp

What a connected assistant can do

It can

Read balances, transactions, budgets, goals, and recurring bills
Organize your data — tag, categorize, split, and write rules you ask for
Refresh your accounts from the bank on request

It cannot

Move, send, or withdraw money — there is no payment capability, at all
See your bank login — Plaid holds those credentials, never Wise Penny
Reach anything outside the circles you grant it

Your data

Read-only access to your money movement: Wise Penny connects to your banks through Plaid, which is read-only. No connector, assistant, or integration can initiate a transfer.
Scoped, revocable authorization: Assistants connect via OAuth and receive a token scoped to reading and organizing your data. Revoke any assistant's access at any time from Settings.
Never sold, never used to train models: Your financial data is yours. Wise Penny does not sell it and does not use it to train AI models.
Deleted when you leave: Cancel your subscription and your connected financial data is removed.

Full detail in our Privacy Policy, or email support@wisepenny.app.

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